ShankerValleau 360°- Farewell to 2022
We opened 2022 by introducing ShankerValleau 360°. As you may recall the purpose of our 360° wheel is to provide a holistic view of your financial life. Over the past 12 months we’ve taken a deep dive into Sound investment strategy Informed tax planning Appropriate risk management Strategic retirement planning Estate planning And, planning for more complex goals, such as education and charitable giving Looking Ahead 2023 will present new opportunities and challenges. History has taught us to expect the unexpected, so we do not attempt to predict the future. However, we can help position your financial life to weather …
ShankerValleau 360°- Let the Queen Inspire Your Estate Plan
The recent death of Britain’s beloved Queen Elizabeth II has placed a spotlight on estate planning. Despite emotionally charged crowds of mourners and rumored royal family rifts, the events following the Queen’s death were carried out smoothly. Although we are not royalty, we can learn a final lesson from Britain’s longest reigning monarch and recognize the importance of a well-planned estate. An estate plan is one of the greatest gifts you can bequeath to your loved ones, to reduce their painful stress load during an already stressful time. We’ve assembled the following list of basic estate planning elements with brief …
ShankerValleau 360°- Take Control of Your Retirement At Any Life Stage
Whether you are currently retired, hope to retire very soon, or consider retirement a long-term dream, it may feel uncomfortable to contemplate your retirement in the current economic environment. Inflation, market performance, global conflicts, and pandemics have left many feeling like they are out of the drivers’ seat. But the good news is that every stage of the retirement journey requires you to make decisions and these decisions give you control. For example, you may not have control over annual inflation numbers, but you can choose at what age to begin collecting social security. At ShankerValleau, we enthusiastically embrace the …
ShankerValleau 360°- Protect What You’ve Built with Insurance
The past two years have reminded us just how unpredictable life can be. Pandemics, wars, and political crises have left us asking ourselves and each other, “What could possibly be next?” But the reality is, pandemic or no pandemic, each day is unpredictable. Every morning brings the thrill of the unknown and the discomfort of events beyond our control. As wealth advisors, we cannot predict the future, but we can help position your financial life to weather various storms. Previously we covered investing during uncertain times, safeguarding your wishes, and drafting an estate plan. In the 5th article of our …
ShankerValleau 360°- Build & Preserve Your Wealth with Year-Round Tax Planning
By now you’ve signed your 2021 tax returns (or put them on extension) and breathed a sigh of relief that April 15th is behind you once again. While “tax season” may imply that there is an optimal time to think about your taxes, many taxpayers are best served by a year-round, tax-wise, financial plan. Whether you’re building, preserving, or spending your wealth, intentional tax-planning remains integral every step of the way. ShankerValleau provides a unique and powerful combination of financial planning and tax expertise, with both CFP® professionals and CPAs on our team. Tax planning is best considered an ongoing …
ShankerValleau 360°- Investing through Good Times and Tough Times
In the last few weeks, we’ve witnessed the heartbreaking human toll of Russia’s military assault on Ukraine. We’ve also experienced the deluge of financial and economic analyses on its effects on global markets. As The Wall Street Journal’s executive Washington editor Gerald F. Seib reflected, “Russia’s military incursion deeper into Ukraine is one of those rare events that won’t merely affect the world. It will change the world.” We do not know what the future may hold but, as Dimensional Fund Advisors explored in its timely piece, “Navigating Geopolitical Events,” ample historical precedent illustrates what can happen during times of …
ShankerValleau 360°- Visualizing your Goals and Objectives
What are your hopes for 2022? What are your dreams for the next 10, 20, or 30 years? Do you have a vision for your family beyond your lifetime? While these questions may not seem related to your financial life, they should be at the core of every financial decision you make. At ShankerValleau, we tailor wealth management to your life’s goals and your timeline. When making decisions about your financial life, your goals can be broken down into two categories – short-term and long-term. Short-Term Goals What do you want to accomplish soon? Examples of short-term goals are purchase …
ShankerValleau 360° – A Holistic Approach to Your Financial Life
A fresh new year is a great opportunity to tend to your financial life. The peace of mind that comes from knowing your life is built on a solid financial foundation is invaluable. But, where should you begin? Over the next year, we will provide insight into ShankerValleau’s holistic approach to wealth management. As we give you clarity into our process, we hope you will learn strategies to implement in your own life and pitfalls to avoid when building your solid financial foundation. Your Goals Our approach begins with your unique goals and objectives. What are your hopes and aspirations? …
